We are just shy of a month since the launch of the DoD's new Blended Retirement System (BRS). Now, it's time for Active Component Service members with fewer than 12 years since their Pay Entry Base Date, and Reserve Component Service members who have accrued fewer than 4,320 retirement points as of December 31, 2017 … Continue reading The Blended Retirement System and Your Opt-In Decision: Should You Stay or Should You Go?
Happy Saturday! Another week has mercifully ended and now that you've gotten (hopefully) and good night of rest, I want to take this opportunity to discuss a critically important topic...your road to financial freedom! I wish I could jump in a time machine and go back to 2011 and tell you to buy as many … Continue reading Your Road to Financial Freedom: Easy steps you can execute this weekend!
Recently I wrote a blog post about Robo Advisors and Auto-Saving Apps. One option in the auto-saving space that I personally recommend is Acorns. This service allows you to link any bank account, credit card or PayPal account you like and it rounds up all transactions to the next dollar and deposits that amount into … Continue reading Supercharge Your Savings to Start 2018 and Help Raise $1000 for Charity
If you're yet to establish your credit history or "life" has left your credit score in the shi!!er, fear not, I've got you covered! And honestly, even if you're simply looking to better understand credit scores and how to make yours better then this article is a must read. While the road to (re)building your … Continue reading How To (Re)Build Your Credit Score: Tips, Tricks and Techniques
My ETF pick of the month is the iShares Semiconductor ETF (SOXX). SOXX is a sector ETF, meaning it's a diversified portfolio of stocks but only from its sector, the semiconductor sector. Semiconductor companies makes the parts that go into the technology things that run your life (iPhone, iPad, laptop, etc) and that'll be a … Continue reading Aim High Finance’s ETF Pick O’ The Month
Truth be told, with few exceptions, we could all do better at consistently saving money. Luckily, there are quite a few robo-advisors and auto-saving serivces out there that can assist you with this task in a very simple and passive manner. The great part is that most are available at very low cost with tiny … Continue reading Saving for the Future and the Future of Saving: What Robo-Advisor Services and Apps can do for you!
This week I had the good fortune of purchasing my first investment property (pictured above). Through this process I learned a ton about real estate and the art of buying a property for investment purposes. My intent in sharing this experience is to empower anyone looking for their first or next real estate purchase. Buying … Continue reading Investment Property Chronicles – Chapter 1: Education
We're less than a month away from the start of the Blended Retirement System (BRS) and all military branches have now released their Continuation Pay Rates for 2018 with the Air Force being the last to do so with their announcement a couple weeks ago. All branches went with the same multiplier, year of service … Continue reading Air Force Continuation Pay Rates Released
With amazing deals on everything on your holiday shopping list literally hours away, I want to encourage everyone to take a few moments to consider paying yourself first before the shopapalooza begins. Here's a few ideas: Set up an Acorns account. Acorns allows you to link your accounts and it'll automatically round up your purchases … Continue reading Before your Black Friday spending spree…PAY YOURSELF FIRST!
If you’re like me, you completed your mandated Blended Retirement System (affectionately known as BRS from here on out) CBT and found yourself saying, “Holy smokes, that CBT was educational AND surprisingly enjoyable!” Just kidding. Many of us likely took the approach of, yep, uh huh, I’m sticking with the traditional system…don’t care…can I possibly … Continue reading The Blended Retirement System – The Good, The Bad, The Ugly and Why You Should Care